GST Suvidha Centers
Whether traveling solo, with family or on a business, Leisure or study trips, a peaceful journey is all we need during a trip. And for us at GST Suvidha Centers, your journey is as important as your destination!
Travel Insurance
Traveling is an exciting experience. However, no matter how precisely we plan our trip, things tend to go wrong sometime. Travel Insurance offers coverage against lost passport, lost checked-in baggage, trip delays and travel-related risks while you are in a foreign country, like an accident abroad, loss of travel documents and many more . Travel insurance can’t prevent travel trouble, but it can address the financial impacts of many common problems. Policies are sold for single trips or defined time-frames, typically one year, with the option to renew indefinitely.
What does travel insurance cover?
Canceled Trips
Trip Cancellation Coverage reimburses you for pre-paid, non-refundable expenses if you need to cancel your trip before you depart.
Insurance companies provide a list of covered reasons for trip cancellation, an overview of typically covered reasons is below.
Covered reasons to cancel your trip:
Sickness, injury, or death of you, a family member, or a traveling companion
Hurricane damages your destination or cancels your flight
Laid off from work or required to work
Terrorist incident in your destination city
The bankruptcy of your travel supplier
Called for jury duty
This is only a partial list, but you can see it covers very common situations for canceling.
Medical emergencies abroad
Medical Expense Coverage will cover you for accidents and emergency medical and dental care when you travel abroad.
Even if you are covered for basic emergency care overseas (again, a big IF), your current health insurance provider will almost certainly NOT pay to evacuate you and repatriate you back
Emergency evacuations
Emergency Evacuation Coverage will pay for emergency evacuation expenses such as airlifts and medically equipped flights back home and oftentimes will transport you to the hospital of your choice for care. Evacuation expenses can be devastating.
Lost bags, delayed bags, delayed flights
These coverage are for the “smaller things” that are nice to have. Again, the list is not complete but it will give you an idea of some additional coverages :
Baggage Coverage can reimburse you for your personal belongings if your luggage is lost, stolen or damaged.
Baggage Delay Coverage provides money to buy essential items until your delayed bags arrive, such as a toiletry kit, a swimsuit, or another change of clothes.
Travel Delay Coverage provides reimbursement for additional expenses if your flight is delayed, such as an extra night in a hotel or a meal at a restaurant.
Additional coverage with travel insurance
Travel insurance can also provide coverage for:
Life Insurance coverage for accidental death or dismemberment.
Hazardous Sports extends medical coverage to cover activities like SCUBA.
Rental Car Collision replaces your personal insurance or the rental company policy.
Identity Theft provides services to help in the event of identity theft while traveling.
Travel insurance covers cancellations, medical expenses, evacuations, losses or delays, and 24/7 assistance
